Credit Card PSD template

Hi, I need someone to design me a credit card template "PSD", need to look like a realistic credit card, with out copyright issues.. This is what I want to do it with this template. I want to use this template over and over again with new background pictures... An example is this: [login to view URL] Notice how I can add whatever image I want to the background and the template is the same.... Please also look at this: [login to view URL] I need this done today. I want to work with professional designer only! Thank You