Financial Planning System

This s/w is for an organization that provides financial planning for its customers. Info from customer like current assets, income, expenses, age, financial goals etc. are fed in to the system. Based on the responses to the questions, a risk profile of the cust is created. All this info is fed into a financial model (proprietary algorithm), which then provides the target asset allocation for the cust, i.e. % allocation in different asset classes. E.g. Depending upon all the parameters fed, the financial model can recommend say 20% to be allocated in equity, 40% in Bonds, etc. The app must be available on internet. The customers will have limited access - only view their details and generate reports. Financial analysts will have access to add, del, edit the details of customers The org has several branches in different cities. The app must take care of this & provide branchwise reporting. The data will be centralized so reporting should allow aggregation of all branches with drilldown facility. Should also provide graphical MIS reports like??"customer demographics, trend, % users in different risk categories, performance etc. System must be capable of sending out reports by email to users. Users to be able to download reports online to their system in excel or text format. System to have screens to feed in transactions of customers. E.g. $5000 spent on buying XYZ mutual fund, $10,000 invested in life insurance, etc. Customer to be able to view the transaction history and asset allocation chart. The system must support 10,000 customers. The following modules will be required ??" Login, User/Role setup, static data maintenance (asset category, location, fund houses etc), system configuration, customer info (personal, current assets, financial goals, etc), Risk profile, financial model, audit trail, email reports to customers, transaction details, graphical and MIS reports, home page. ## Deliverables 1) Complete and fully-functional working program(s) in executable form as well as complete source code of all work done. 2) Deliverables must be in ready-to-run condition, as follows (depending on the nature of the deliverables): a) For web sites or other server-side deliverables intended to only ever exist in one place in the Buyer's environment--Deliverables must be installed by the Seller in ready-to-run condition in the Buyer's environment. b) For all others including desktop software or software the buyer intends to distribute: A software installation package that will install the software in ready-to-run condition on the platform(s) specified in this bid request. 3) All deliverables will be considered "work made for hire" under U.S. Copyright law. Buyer will receive exclusive and complete copyrights to all work purchased. (No GPL, GNU, 3rd party components, etc. unless all copyright ramifications are explained AND AGREED TO by the buyer on the site per the coder's Seller Legal Agreement). 4) All Documentation related to the software ## Platform Preferably in microsoft and .net but will consider other technology also.